Mindblown: a blog about philosophy.
PPO vs HDHP: Which is better for pregnancy? (2022)
This post is about having a HDHP or PPO while pregnant, and what to expect!
Obamacare Premium Subsidy Explained: 2022
Obamacare premium subsidies are a part of Obamacare, also known as the Affordable Care Act (ACA). The ACA is an act that provided health insurance coverage through the Health Insurance Exchange during President Obama’s tenure. The ACA has continued into 2022, with subsidies provided to almost nine out of ten participants that purchased health insurance […]
Medicare A, B, C and D: An overview (2022 Update)
Medicare A, B, C and D are all important when learning about Medicare. Make sure to read this article to learn how to save money and make the right choice.
BCBS HDHP in 2021: Everything you need to know
Blue Cross and Blue Shield (BCBS) is a health insurer that serves most of our country. They offer many health insurance plans ranging from BCBS HDHP to BCBS PPO. It is important to understand what is offered by these plans. High-deductible health plans (HDHPs) are a rapidly growing health plan available by almost every insurer. […]
Does Medicare cover the shingles vaccine ? (2022 Update)
The shingles vaccine, called Shingrix, is a widely available vaccine to protect against shingles and postherpetic neuralgia. Adult over the age of 50 are recommended to get both doses of Shingrix to prevent occurence of disease. Medicare recipients fall into this category and should absolutely get the vaccine. If you have Medicare, you may be […]
What are the Medicare income limits? (2022 update)
Medicare Part B costs are adjusted for your yearly income, based on the two years prior. For example in 2022, your Medicare costs will be based off of your 2020 tax return. Medicare income limits applied to these numbers can drastically change your monthly costs. Each year, Medicare tends to raise their prices to keep up […]
Is Highmark Community Blue PPO Medicare Advantage good?
Highmark Community Blue PPO insurance is a Medicare Advantage plan offered to folks in Pennsylvania. This plan is very popular, but is it good health insurance? Let’s review some of its features and compare it to other plans. Topics covered in this post: Definition of “PPO” with Highmark Community Blue What is the cost of […]
9 Pregnancy and Baby products you can purchase with your HSA or FSA (2022 Update)
If you are a new mom or dad and have a health savings account (HSA) or flexible savings account (FSA), you can save a lot of money. Many products are approved by the IRS for use on newborn products. You can also spend this money on some of mom’s recovery and even reimburse yourself for […]
Is Mutual of Omaha Medicare Supplement good? (2022 Answer)
Mutual of Omaha offers Medicare supplemental health insurance, also known as Medigap. In this post I will cover what these plans offer, what they cost, and whether or not I think Mutual of Omaha offers a good product. Specifically, I will review Mutual of Omaha Supplemental Medicare Plan F, Plan G, and Plan N. Here […]
Humira Copay Cards: How to get one (2022 Update)
Humira is an immunosuppressive drug that helps people with Crohn’s, ulcerative colitis, plaque psoriasis and arthritis. To start taking Humira, a prescription from a provider is needed. According to one source, Humira can cost $5,168 per month in 2020. You can get a Humira Copay Card to help reduce the costs of this drug. Here […]
Ultimate Medicare Advantage Guide (2022 Update)
This is the ultimate guide to learn how Medicare Advantage works and what type of plan to pick.
Medicare isn’t enough…and people are starting to catch on
If you are here, its because you already figured it out! Medicare is simply not enough coverage for the average (or even super healthy) person. Medicare Advantage provides the coverage you deserve. In fact, Medicare Advantage enrollment has doubled in the past decade. Here’s why: The secret that traditional Medicare and supplemental Medicare plans don’t […]
MNsure open enrollment in 2021: When can I sign up?
MNsure has specific periods for when you can enroll in health insurance called “open enrollment”. Let’s review some features of MNsure, then look at how and when you can apply during the open enrollment period. What is MNsure? MNsure is a health insurance marketplace for individuals and families that live in Minnesota. It allows for […]
Regence Medicare Advantage plans in 2021
Regence is a health insurance company offering products to those who live in Oregon, Idaho, and Washington. They offer Medicare Advantage for those who are over 65 and have some great benefits. Today I will provide a comprehensive review of Regence Medicare Advantage. Regence Medicare Advantage overview Types of Medicare Advantage plans offered by Regence […]
DHMO vs PPO: Which dental plan is better?
DHMO vs PPO is a question I get often during open enrollment. Basically, nobody wants to think about dental insurance ever. People hate the dentist and they hate paying for dental insurance. But every year around open enrollment, I get the same question: should I get a DHMO or a PPO for dental insurance? Do […]
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